:root{
  --ff-navy:#24364F;
  --ff-blue:#155EEF;
  --ff-blue-2:#0D4DF2;
  --ff-accent:#155EEF;
  --ff-soft-blue:#EAF1FF;
  --ff-charcoal:#24364F;
  --ff-muted:#5F738E;
  --ff-light:#F7FAFF;
  --ff-line:#DDE6F3;
  --ff-white:#ffffff;
  --ff-radius:22px;
  --ff-shadow:0 18px 50px rgba(21,94,239,.10);
  --ff-max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ff-charcoal);background:#fff;line-height:1.62;font-size:16px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
.ff-container{max-width:var(--ff-max);margin:0 auto;padding:0 24px}
.ff-topbar{background:#1A2940;color:#dce9f7;font-size:14px;padding:8px 0}
.ff-topbar .ff-container{display:flex;justify-content:space-between;gap:16px;align-items:center}
.ff-topbar a{color:#fff;font-weight:700}
.ff-header{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(223,231,239,.8);z-index:50}
.admin-bar .ff-header{top:32px}
.ff-nav-wrap{height:82px;display:flex;justify-content:space-between;align-items:center;gap:24px}
.ff-brand{display:inline-flex;align-items:center;gap:12px;color:var(--ff-navy)}
.ff-brand-image{display:block;width:auto;height:58px;max-width:min(100%,320px)}
.ff-brand--footer{display:inline-flex;padding:14px 18px;border-radius:18px;background:#fff;box-shadow:0 10px 28px rgba(0,0,0,.10);margin-bottom:14px}
.ff-brand-image--footer{height:52px;max-width:min(100%,290px)}
.ff-menu{display:flex;gap:22px;align-items:center;list-style:none;margin:0;padding:0;font-size:15px;font-weight:750;color:#203047}
.ff-menu a{padding:10px 0}.ff-menu a:hover{color:var(--ff-accent)}
.ff-btn,.ff-menu .menu-item:last-child a,.ff-cta-link{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 19px;font-weight:850;background:linear-gradient(135deg,var(--ff-blue),var(--ff-blue-2));color:#fff!important;border:1px solid transparent;box-shadow:0 10px 22px rgba(21,94,239,.20);line-height:1}
.ff-btn:hover,.ff-menu .menu-item:last-child a:hover{transform:translateY(-1px);background:#0D4DF2;color:#fff}
.ff-btn.ff-btn-dark{background:var(--ff-navy);box-shadow:0 12px 26px rgba(36,54,79,.24)}
.ff-btn.ff-btn-light{background:#fff;color:var(--ff-blue)!important;border:1px solid rgba(21,94,239,.18);box-shadow:none}
.ff-mobile-toggle{display:none;background:transparent;border:0;font-size:30px;color:var(--ff-navy)}
.ff-hero{position:relative;overflow:hidden;background:radial-gradient(circle at 18% 10%,rgba(21,94,239,.14),transparent 28%),linear-gradient(180deg,#f5f8ff 0%,#fff 82%);padding:84px 0 56px}
.ff-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}.ff-kicker{display:inline-flex;gap:8px;align-items:center;border:1px solid rgba(21,94,239,.20);background:rgba(21,94,239,.08);color:#0D4DF2;border-radius:999px;padding:8px 13px;font-weight:850;font-size:14px;margin-bottom:18px}
h1,h2,h3{font-family:Manrope,Inter,system-ui,sans-serif;line-height:1.03;color:var(--ff-navy);letter-spacing:-.05em;margin:0 0 16px}h1{font-size:clamp(42px,6vw,76px)}h2{font-size:clamp(32px,4.4vw,52px)}h3{font-size:24px}.ff-lead{font-size:20px;color:#4b5f77;max-width:720px;margin:0 0 28px}.ff-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0}.ff-trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:28px}.ff-trust-card{background:#fff;border:1px solid var(--ff-line);border-radius:18px;padding:16px;box-shadow:0 10px 28px rgba(8,33,63,.06)}.ff-trust-card strong{display:block;color:var(--ff-navy);font-size:20px}.ff-hero-panel{background:#fff;border:1px solid var(--ff-line);border-radius:30px;padding:28px;box-shadow:var(--ff-shadow);position:relative}.ff-score{background:linear-gradient(135deg,#24364F,#155EEF);color:#fff;border-radius:24px;padding:24px;margin-bottom:18px}.ff-score-top{display:flex;justify-content:space-between;gap:20px;align-items:center}.ff-score-number{font-size:48px;font-weight:950;letter-spacing:-.08em}.ff-score small{color:#b7cbe0}.ff-progress{height:12px;background:rgba(255,255,255,.16);border-radius:999px;overflow:hidden;margin-top:18px}.ff-progress span{display:block;height:100%;width:76%;background:linear-gradient(90deg,var(--ff-accent),#7FA7FF);border-radius:999px}.ff-checklist{display:grid;gap:10px;margin:0;padding:0;list-style:none}.ff-checklist li{display:flex;gap:10px;align-items:flex-start;color:#41546b}.ff-checklist li:before{content:"✓";flex:0 0 24px;width:24px;height:24px;border-radius:99px;display:grid;place-items:center;background:rgba(21,94,239,.12);color:var(--ff-accent);font-weight:900;font-size:13px}.ff-section{padding:94px 0}.ff-section.ff-light{background:var(--ff-light)}.ff-section-head{max-width:780px;margin:0 auto 42px;text-align:center}.ff-section-head p{color:var(--ff-muted);font-size:18px;margin:0}.ff-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.ff-grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.ff-card{background:#fff;border:1px solid var(--ff-line);border-radius:var(--ff-radius);padding:26px;box-shadow:0 12px 30px rgba(8,33,63,.06)}.ff-card h3{font-size:23px}.ff-icon{width:54px;height:54px;border-radius:17px;background:rgba(21,94,239,.10);display:grid;place-items:center;color:var(--ff-accent);font-weight:950;font-size:24px;margin-bottom:18px}.ff-card p,.ff-card li{color:#52657c}.ff-card ul{padding-left:20px;margin-bottom:0}.ff-band{border-radius:34px;background:linear-gradient(135deg,#24364F,#155EEF);color:#fff;padding:46px;display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center;box-shadow:var(--ff-shadow)}.ff-band h2,.ff-band h3{color:#fff}.ff-band p{color:#cfe0ef}.ff-pill-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.ff-pill{border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.08);border-radius:999px;padding:9px 13px;color:#eaf5ff;font-weight:800;font-size:14px}.ff-page-hero{background:linear-gradient(180deg,#f7fbfd 0%,#fff 100%);padding:70px 0 44px;border-bottom:1px solid var(--ff-line)}.ff-page-hero .ff-container{max-width:960px}.ff-page-hero p{font-size:20px;color:#51657b;max-width:760px}.ff-form-shell{background:#fff;border:1px solid var(--ff-line);border-radius:28px;padding:28px;box-shadow:var(--ff-shadow)}.ff-placeholder{background:repeating-linear-gradient(45deg,#f8fbfd,#f8fbfd 12px,#eef5f8 12px,#eef5f8 24px);border:2px dashed #b9c8d8;border-radius:22px;padding:32px;text-align:center;color:#53677d}.ff-mini-form{display:grid;grid-template-columns:1fr 1fr;gap:14px}.ff-mini-form label{font-weight:800;color:var(--ff-navy);font-size:14px}.ff-mini-form input,.ff-mini-form select,.ff-mini-form textarea{width:100%;margin-top:6px;border:1px solid var(--ff-line);border-radius:14px;padding:13px 14px;font:inherit}.ff-mini-form textarea{min-height:120px}.ff-mini-form .ff-full{grid-column:1/-1}.ff-steps{counter-reset:step;display:grid;gap:18px}.ff-step{counter-increment:step;background:#fff;border:1px solid var(--ff-line);border-radius:22px;padding:24px;display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:start}.ff-step:before{content:counter(step);width:42px;height:42px;border-radius:14px;background:var(--ff-navy);color:#fff;display:grid;place-items:center;font-weight:950}.ff-pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.ff-price{background:#fff;border:1px solid var(--ff-line);border-radius:26px;padding:28px;box-shadow:0 12px 30px rgba(8,33,63,.06)}.ff-price.featured{border-color:rgba(21,94,239,.35);box-shadow:var(--ff-shadow);transform:translateY(-8px)}.ff-price-tag{font-size:36px;font-weight:950;color:var(--ff-navy);letter-spacing:-.06em}.ff-table{width:100%;border-collapse:collapse;background:#fff;border-radius:22px;overflow:hidden;box-shadow:0 12px 30px rgba(8,33,63,.06)}.ff-table th,.ff-table td{padding:16px;border-bottom:1px solid var(--ff-line);text-align:left}.ff-table th{background:var(--ff-navy);color:#fff}.ff-faq{display:grid;gap:14px;max-width:900px;margin:0 auto}.ff-faq details{background:#fff;border:1px solid var(--ff-line);border-radius:18px;padding:18px 22px}.ff-faq summary{cursor:pointer;font-weight:900;color:var(--ff-navy)}.ff-footer{background:#1A2940;color:#d9e6f3;padding:56px 0 24px}.ff-footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px}.ff-footer h4{color:#fff;margin:0 0 14px}.ff-footer a{display:block;color:#c4d5e7;margin:8px 0}.ff-footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:16px;color:#9db3ca;font-size:14px}.ff-disclaimer{font-size:13px;color:#6b7d90;background:#f8fbfd;border-left:4px solid #7FA7FF;padding:16px;border-radius:12px}.screen-reader-text{position:absolute;left:-9999px}
.ff-card a,.ff-footer a:hover,.ff-topbar a:hover{color:var(--ff-blue)}
.ff-card a{font-weight:800}
.ff-kicker{box-shadow:0 8px 20px rgba(21,94,239,.08)}
.ff-header{box-shadow:0 6px 24px rgba(36,54,79,.04)}
.ff-footer .ff-brand{max-width:100%}
.ff-footer .ff-brand-image{max-width:min(100%,300px)}


.ff-card,.ff-form-shell,.ff-trust-card,.ff-price,.ff-table,.ff-step,.ff-hero-panel{transition:transform .2s ease, box-shadow .2s ease}
.ff-card:hover,.ff-trust-card:hover,.ff-price:hover{transform:translateY(-2px);box-shadow:0 18px 42px rgba(21,94,239,.08)}
.ff-hero-panel:before{content:"";position:absolute;inset:0;border-radius:30px;padding:1px;background:linear-gradient(135deg,rgba(21,94,239,.18),rgba(36,54,79,.08));-webkit-mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.ff-section-head h2{margin-bottom:10px}
.ff-btn,.ff-menu .menu-item:last-child a,.ff-cta-link,.ff-kicker,.ff-pill,.ff-step:before{font-family:Manrope,Inter,system-ui,sans-serif}
.ff-page-hero{background:radial-gradient(circle at 12% 10%,rgba(21,94,239,.10),transparent 22%),linear-gradient(180deg,#f7faff 0%,#fff 100%);padding:82px 0 50px}
.ff-page-hero h1{font-size:clamp(38px,5vw,64px)}
.ff-steps-compact .ff-step{padding:20px}
.ff-application-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px}
.ff-app-item{background:var(--ff-light);border:1px solid var(--ff-line);border-radius:16px;padding:14px 16px}
.ff-app-item strong{display:block;font-family:Manrope,Inter,sans-serif;color:var(--ff-navy);margin-bottom:4px}
.ff-app-item span{color:var(--ff-muted);font-size:14px;display:block}

@media(max-width:980px){.ff-hero-grid,.ff-band,.ff-grid-3,.ff-grid-2,.ff-pricing,.ff-footer-grid{grid-template-columns:1fr}.ff-menu{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;border-bottom:1px solid var(--ff-line);padding:18px 24px;box-shadow:0 16px 32px rgba(8,33,63,.08)}.ff-menu.is-open{display:grid}.ff-mobile-toggle{display:block}.ff-trust-row{grid-template-columns:1fr}.ff-mini-form{grid-template-columns:1fr}.ff-topbar .ff-container{display:block;text-align:center}.ff-price.featured{transform:none}.ff-footer-bottom{display:block}.admin-bar .ff-header{top:46px}.ff-application-grid{grid-template-columns:1fr}}